Looking at a certain Canadian equity fund? Well, we’re glad you found this site and strongly suggest you keep reading…because what we are about to share with you might make you rethink investing in mutual funds altogether. Click here to find out about a program that is empowering individuals across the country.
On paper, a well diversified Canadian equity fund looks great:
- It provides you with diversification amongst a wide range of companies
- Does not require you to actively manage the process of investing in each stock yourself
- Most of all, it looks like it could help you achieve your long term financial goals
Reality tells us a different picture:
- The claimed diversification does not protect you from large market corrections (i.e. 2008)
- Giving up investment control becomes expensive both in fund fees and having to ride out downturns in the market.
- Having to ride out market corrections means missed investment opportunities on the upturn.
If reality is so different from theory, then why do so many Canadians invest in a mutual fund buy and hold strategy?
Funds not only in Canada, but across the globe, use a buy and hold because it had worked quite well for the last 50+ years…until now. Essentially, fund companies have recognized that simply holding onto stocks for the long haul has resulted in positive returns. But, the real issue is that the buy-and-hold strategy does not take into consideration that markets can and do change.
When the 2008 financial crisis unfolded, because mutual funds did not have any contingency plans to limit investment losses, investors were essentially left with half of what they started with prior to 2008. Sure, some funds have recovered with the market, but while you have been patiently having to wait things out, you have also missed out on some great market opportunities.
How We Can Help
Some people just cannot be bothered (or do not have the time) to personally manage any aspect of their investment portfolio. They would rather buy equity mutual funds or let someone else look after their investment success (or lack thereof). But, if you are someone who has grown frustrated with the performance of your mutual funds and bonds and have the drive to achieve financial freedom, we have created a simple to use and very powerful system to empower you to invest with confidence. It’s called the Elevate System and you can discover how it may help elevate your financial future here.
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